Fuliza for Business Calculator

Calculate Fuliza for Business (Fuliza ya Biashara) setup and daily admin fees for a Business Till overdraft.

⏱ Updated: 23 Aug 2026

Calculator

Free Fuliza for Business (Fuliza ya Biashara) calculator: instantly work out the 2% setup fee plus the 0.1% daily admin fee for a Business Till overdraft, with a 24-hour interest-free grace period.

Add this to see a repayment schedule based on your till's daily earnings.

Setup Fee (2%) KES 100
Daily Admin Fees (0.1%/day)
6 days charged
KES 30
Total Cost
KES 130
Total Repayment
KES 5,130

24-hour interest-free grace period after disbursement.

Repayment Schedule

Calculate the cost of a Fuliza for Business (Fuliza ya Biashara) overdraft: a 2% one-time setup fee plus a 0.1% daily admin fee.

Fuliza for Business, also called Fuliza ya Biashara, is an overdraft facility for M-PESA Business Till accounts. It prices differently from personal Fuliza: a 2% one-time setup fee plus a 0.1% daily admin fee on the outstanding balance, with the first day free.

Setup Fee and Daily Admin Fee

Drawing on Fuliza for Business charges a one-time 2% setup fee on the amount borrowed. A 0.1% daily admin fee then applies on the outstanding balance for every day after the first — day one is a grace period with no admin fee charged.

Repaying From Till Inflow

Because a Business Till typically earns back its overdraft from ongoing customer payments, this calculator lets you enter an expected daily inflow to see how many days it takes to clear the balance.